Army vs Navy Prediction & Best Bets | December 13, 2025 College Football Preview
The iconic Army vs Navy rivalry returns on Saturday, December 13, 2025, with both service academies battling for pride and the Commander-in-Chief’s Trophy. This year’s matchup, set for 3:00 p.m. ET at M&T Bank Stadium in Baltimore, Maryland, remains one of college football’s most storied traditions — blending discipline, strategy, and hard-nosed football in front of a national audience on CBS. Covers.com+1

Game Overview
- Matchup: Army Black Knights vs. Navy Midshipmen
- Date: Saturday, December 13, 2025
- Kickoff: 3:00 p.m. ET
- Venue: M&T Bank Stadium, Baltimore, MD
- TV: CBS national broadcast
- Trophy: Commander-in-Chief’s Trophy Covers.com
The series itself is tightly contested, with Navy holding a slight edge all-time — and both teams embracing the tactical grind of the triple option offense, which emphasizes rushing, clock control, and discipline over explosive passing attacks. Yahoo Sports
Odds & Market Movement
As kickoff approaches, Navy enters as the favorite in most markets:
- Spread: Navy -6.5 (Army +6.5)
- Moneyline: Navy favored (Army +200 / Navy around -235)
- Over/Under: ~38 to 38.5 points total
This pricing reflects both Navy’s stronger 2025 campaign (9-2) and the market’s confidence in their offensive consistency compared to Army’s 6-5 season. Oddschecker.com
Prediction & Trends
Navy is the projected winner, largely due to offensive efficiency and momentum. Predictive models give the Midshipmen a significant win probability and forecast a game where they control tempo and finish with the trophy. Simulations often suggest a mid-20s Navy score to a mid-teens Army finish. Predictem.com Sports Picks+1
A historic trend bears watching: unders have dominated Army-Navy matchups for years — with many meetings finishing below the projected total — because the triple-option game slows possessions and limits explosive plays. Covers.com
Best Bets & Picks
Here are the most supported plays ahead of kickoff:
🏈 Best Bet: Navy to Cover (-6.5)
Sharp money has moved the line toward the Midshipmen, suggesting confidence in Navy’s ability to win by a touchdown or more. Predictem.com Sports Picks
📉 Under the Total (Under ~38.5)
Given the ground-heavy style of both offenses and historical low-scoring tendencies, the Under remains a strong play. Covers.com
🎯 Key Props to Consider
- Blake Horvath (Navy QB) to score multiple TDs: Horvath has been a focal point of Navy’s attack. Covers.com
- Cale Hellums (Army QB) over 0.5 TD passes: A valuable edge prop if Army throws in key moments. Covers.com
Why This Game Matters
Beyond betting angles, Army vs Navy is a cultural centerpiece of the college football calendar — blending pageantry, service tradition, and gridiron battles with significant pride at stake. Winning the Commander-in-Chief’s Trophy adds another layer of prestige to this enduring rivalry. Oddschecker.com
